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15 June 2018

NHS Alcohol Statistics Published

The NHS publication Statistics on Alcohol published on 1st May 2018 looked at drinking behaviours among adults. 58% of survey respondents reported drinking alcohol in the previous week in 2017 which is a fall from 65% in 2007. This equates to 25.6 million adults in England. Those who drank more than 8/6 units on their […]

13 June 2018

Secrets of a Centurion

Dr. Dawn Harper author of “Live Well To 101” interviewed several centenarians living full and active lives to ask them what they thought were the secrets to living well into their second century. “The people I met came from hugely varied backgrounds.” “The differences were striking but what was perhaps more striking were the similarities. […]

12 June 2018

Alternative Finance

“Over the past ten years, a fifth of home buyers have used alternative finance to purchase their property, according to research commissioned by Market Financial Solutions. The lender surveyed 2,000 residential homebuyers, who had bought a property in the last ten years, with a quarter of them owning two or more residential properties in the […]

12 June 2018

House Price Growth Outperforms in Areas Where Unemployment has Fallen most since 2007

Areas with the largest falls in unemployment see houses prices soar by almost £100,000 in past decade. The 20 areas that have recorded the sharpest falls in unemployment have, on average, seen house price gains of almost double the national average over the past decade: 48% against the Great Britain average of 25%. Whilst the […]

11 June 2018

Deposits Matter

“First-timers with only a 5% deposit can still expect to pay over 50% more each month for their loans. Those with smaller deposits pay (on average) £821 per month or £9,852 each year, while those with 25% deposits pay (on average) £527 per month/£6,324 per year.” Read more.

11 June 2018

Mortgage Approvals Fall

According to the FT Adviser Mortgage approvals fell slightly in February, according to the latest data from the Bank of England. Remortgaging loans also fell from 45,859 to 43,822, the Bank’s figures showed. At Cotswold we are independent mortgage brokers and can search across the market. If you are struggling to get approval on a […]

7 June 2018

Funeral Cost to Come under Scrutiny

A BBC article states that “The high cost of funerals is to come under scrutiny, with two separate reviews being launched. The Competition and Markets Authority (CMA) is reviewing funeral costs, “to ensure that people are not getting a bad deal”. Meanwhile, the Treasury is focusing on concerns over pre-paid funeral plans.” Read more. http://www.bbc.co.uk/news/business-44327899

6 June 2018

The ONS’ Great Britain’s Wealth and Assets Survey

The ONS’ Great Britain’s Wealth and Assets Survey covered the time period between July 2016 to June 2017. Of all adults questioned, 54% of men aged under 65 and women aged under 60 not already retired reported being fairly or very confident that their retired income would give them the standard of living they hope […]

31 May 2018

What the Chattel?

According the Society of Will Writers (of which Cotswold are members) “Most people collect a lot of ‘stuff’ over the course of their lives. Some valuable in real monetary terms, and some valuable from a sentimental perspective. Much of these personal possessions fall under the definition of ‘personal chattels’. Personal chattels are defined by s55(1)(x) […]

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