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12 December 2019

Insurance Providers

“YouGov’s whitepaper, Better safe than sorry, asked policyholders if they intended to switch providers – and almost three-quarters (73%) said they were actively shopping around.” “The first choice seems to be price comparison sites: 87% and 92% respectively of policyholders who are actively and very actively looking to switch insurers use them, compared to 14% and […]

11 December 2019

Pension figures to be worried about

The Guardian reports “£61,897 [is] the average amount sitting in pension pots after a lifetime of saving. In total, 645,000 people accessed their pension pots for the first time in 2018-19, according to data from the Financial Conduct Authority, and they had savings totalling £40.1bn.” It will get you an income of only £2,500 a […]

10 December 2019

Best Friends Forever?

YouGov reports “More than one in ten adults in the UK also have no close friends – and almost as many again say that they have no friends at all. A quarter (28%) of Britons across all ages said they had no one they would call a best friend and over one in ten (15%) […]

9 December 2019

Equity Release Mortgages

Cotswold’s advisers have specialist knowledge on Equity Release. Mortgage Introducer reports “Older homeowners considering equity release have never before had more choice and flexibility to meet their changing needs and their families’, with average rates also at record lows.” “A broader range of products means equity release can play an important part of an advisers’ […]

6 December 2019

Four-Day Working week

YouGov reports “Larger businesses with 500 or more employees were most receptive to the idea, with 73% support. Businesses in London were most likely to be in favour, with 77% support. This is in line with the nearly three quarters (74%) of workers who say they can complete an entire week’s work to the same […]

5 December 2019

Our Approach to Investments

Understanding how your investments are managed is important. Therefore, we have put together a guide that outlines our approach to investments. It guides you through our well-defined process, which is fundamental to the service we provide. Having this process in place creates a strong yet flexible framework for our advisers to work with you. View […]

4 December 2019

When Pensioners Return to the UK

AgeUK has produced a factsheet for pensioners looking to return to the UK. “‘Habitual residence’ is usually used to determine your eligibility for some social security benefits or housing assistance from a local authority. Housing assistance means social (council and housing association) housing provided through the local authority waiting list, as well as help if […]

3 December 2019

Rise of the Boomerang Kid

The Daily Mail reports “rising rent and mortgage costs mean separate accommodation is not an option after a break-up for 7.2 million people. Returning grown-up children typically stay with their parents for six months. The majority of those bring all of their belongings with them to their parents’ home” Read more

2 December 2019

A quarter of British adults have no savings, study reveals

The Independent reports “one in ten Brits admitted they typically spend more than they earn” Read more Read more

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