Who should be seeking advice?

Ideally everyone should seek advice as the decisions they make today could have an impact on the rest of their lives. However, we understand that this is not always possible or affordable. We would certainly recommend any individual who is at or approaching retirement to seek advice as there are many choices available. It is vitally important that clients understand their options to ensure that they make an informed decision as some options are irrevocable and the cost of getting this wrong potentially outweighs any advice fees.