According to Which? ”Home buyers have more choice of mortgages than at any point in the past decade, and low-deposit deals are becoming cheaper – so if you’re an aspiring home owner, is buying now easier than before? There are now over 5,000 mortgage deals available in the UK for the first time since March 2008, research from Moneyfacts found.” “Which? looks at the trends in the residential mortgage market, and how they might benefit you as a buyer.” Read more. At Cotswold Independent Financial Services we are independent mortgage advisers and can search the best deal for you depending on your circumstances.