According to the CIPD there are unlikely to be enough younger people entering the UK’s labour market and already almost a third of those employed in the UK are over 50. This has challenges both for UK business owners and also for employees as their working lives extend. The implications include building a variety of pension pots from their different employers and thus making it hard to fully understand the implications of what their income in retirement will look like.

At Cotswold Independent Financial Services, we are seeing more and more individuals in this situation where they are in their late 50s and keen to understand how their finances are looking when it comes to retirement. If this is something that affects you please get in touch to see if we could help you to understand your financial situation and options.

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