Which? Reports “1.3 million people aren’t claiming the pension credit they’re entitled to, says Independent Age. This figure is based on the Department for Work and Pensions’ (DWP) estimates that two in five eligible people aren’t claiming.

Pension credit is a means-tested benefit (i.e. eligibility depends on your earnings) that tops up your basic state pension if you have a low income.

Reasons for not claiming range from a lack of awareness of the benefit and eligibility, to the stigma of receiving a benefit. But as Lucy Harmer, director of services at Independent Age says: “There are many reasons why people don’t seek financial help during retirement, but it shouldn’t be something to be ashamed of.” Read all

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